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7 Best WordPress Plugins to Accept Online Credit Card Payments

best credit card payment plugins for wordpress

Are you looking for the best credit card payment plugin for your WordPress site?

With a credit card payment plugin, you can seamlessly integrate popular payment gateways on your WordPress site. This way, your users and customers will be able to make online payments with their credit cards without any trouble. 

In this post, we’ve picked out the best WordPress plugins to accept credit card payments on your website.

Before we start, let’s learn the importance of using a credit card payment plugin.

Why Use a Credit Card Payment Plugin For WordPress?

In this digital age, credit cards have become popular means of online payment as it is faster and easier to use. Above all that, it’s the most secure payment method giving customers peace of mind. So it’s no wonder there are a huge number of users that prefer credit card payment options on websites. 

Most third-party services offer costly and complex processes to add credit card payments in WordPress. However, there’s an easier way.

There are many WordPress payment plugins available on the market that you can use to easily accept payments through credit cards. Apart from payment gateway fees, these plugins won’t charge anything for your transactions.

Many credit card payment WordPress plugins will also allow you to create a professional-looking checkout page. This helps you provide a better user experience for your website visitors and users. 

However, you need to make sure you enable HTTPS/SSL on your website to accept payments via credit card securely. 

With that, let’s take a look at our picks for the best credit card payment plugins for WordPress. 

Best WordPress Credit Card Payment Plugins 

There are different payment gateways that let you accept credit card payments such as Stripe, PayPal, Square, and more. 

With the help of the payment plugins we’ve listed below, you can easily integrate these payment gateways on your WordPress site.

So, let’s dive right in!

1. WP Simple Pay

wp simple pay homepage

WP Simple Pay is the best WordPress payment plugin for accepting credit card payments. It lets you connect your website with various payment processors in a few clicks. Some of them are Stripe, Apple Pay, and Google Pay. 

With WP Simple Pay, you can add a credit card option to sell all types of products on your WordPress site. It lets you accept both one-time and recurring payments from your customers. 

You can set up subscription plans and add your pricing levels for your products. For donations, there is also the option to let the users select the payment amount on the front end. 

And the best part is, you don’t need to touch a line of coding for this. All you need to do is choose a payment form template that fits your requirements and add it to your website. 

This allows you to sell your products without having to create a full-fledged shopping cart system. 

Additionally, WP Simple Pay lets you generate coupon codes to promote your products. There are different settings for adding the discount percentage and rules. 

Highlights:

  • Easy drag and drop form builder 
  • Integration with Stripe
  • Options for custom fields and payment amount
  • Supports SCA (Secure Customer Authentications) for secure payments
  • Optimized for all devices 
  • Add trial period 
  • Simple credit card payment forms 
  • Apple Pay and Google Pay buttons
  • Discount coupon codes for products

Pricing:

Starts at $99.50 for the Personal Plan to $249.50 for Professional Plan. There’s a 14-day risk-free money-back guarantee. 

Get started with WP Simple Pay!

2. WPForms

wpforms credit card payment plugin wordpress

If you want a simple way to accept credit card payments on WordPress, then WPForms is the perfect solution for you. It is the most powerful WordPress form builder that lets you create all types of forms like contact forms, registration forms, payment forms, booking forms, and more.

WPForms offers a built-in template library that consists of over 100+ form templates for different purposes. You can use its easy drag and drop builder to customize these templates the way you want.

The plugin integrates smoothly with popular payment gateways such as Stripe, PayPal, and Square with the help of addons. This allows you to enable credit card payments on your payment forms.

Also check: How to accept card payments with Square.

With payment forms, you don’t need to build a fully-functional eCommerce store to sell your products. You can create a product catalog form by listing your products along with images and prices. Then, your users can choose products and quickly pay with their credit card in no time.

Plus, WPForms comes with the form notification feature which allows you to send automated emails. You can even add the payment details along with custom messages to notify the admins and the customers.

Highlights:

  • Pre-built payment form templates
  • Easy drag and drop builder 
  • Email notification and confirmation
  • 1-click credit card payment option
  • Built-in spam protection feature
  • Currency settings 
  • Powerful analytics and entry management

Pricing:

WPForms Lite is available on WordPress.org. The pricing for premium plans starts at $39.50 per year. 

Get started with WPForms!

3. Easy Digital Downloads

easy digital downloads credit card payment plugin wordpress

Easy Digital Downloads is the best credit card payment WordPress plugin for eCommerce sites that sell digital products like eBooks, courses, software, videos, and more. 

The plugin comes with a simple shopping cart system with Buy Now and Add to Cart options. It lets you set up multiple product pages for your business. You even get the option to create and manage different discount coupons for your products. 

With Easy Digital Downloads, you can connect with a credit card payment processor such as Stripe and PayPal. It also offers on-site checkout options so that users can make their payments without switching between different pages.

If you want, you can add the recurring payments functionality for your credit card payments using an extension. Like this, you can use other premium extensions to add more features to your website.

If you’re not convinced, you can check our guide on the best Easy Digital Downloads alternatives.

Highlights:

  • Unlimited file downloads
  • Built-in customer management
  • Download activity tracking 
  • Easy refund processing and tracking
  • Pre-built ‘My account’ page
  • Integration with email marketing services
  • Conversion features for saved cards and on-site checkouts
  • Options to manually approve or decline payments

Pricing:

The Personal Plan starts at $99.50 per year for a single site license. 

Get started with Easy Digital Downloads!

4. MemberPress

memberpress

MemberPress is the best membership plugin for WordPress sites. It allows you to sell online courses and digital products on your website with ease. 

You can use this plugin to restrict your content from different posts and pages and lock it behind a paywall. It comes with the credit card payment option with gateways such as Stripe and Authorize.net. 

With MemberPress, you can create multiple membership levels and subscriptions plans. There are options to set up one-time and recurring payments for memberships as well. 

MemberPress lets you create restriction rules based on the membership levels and plans. Once the members purchase subscriptions on your site, they’ll be able to access certain content.

You can automate processes using advanced features like content dripping and expirations.

What’s more, it has integrations with community building plugins like bbPress. You can use this to communicate with your audience and build a loyal audience for your business. 

Highlights: 

  • Easy to set up and use
  • Reportings and starts dashboard
  • Dynamic pricing page templates
  • Recurring and subscription models
  • Options to generate coupon codes
  • Dedicated addon for creating and selling courses 

Pricing:

Pricing plans start from $179 per year for 1 site. MemberPress also offers a 14-day money-back guarantee. 

Get started with MemberPress!

5. WooCommerce

woocommerce credit card payment plugin wordpress

For those who want to build a professional eCommerce website, WooCommerce is the right choice. It comes with powerful tools so you can sell all types of physical and digital products on your WordPress site. 

What’s great about WooCommerce is that the core plugin is free to download on the WordPress repository. It is an open-source WordPress plugin that lets you customize your online store according to your preferences. 

When setting up the plugin on your site, you’ll get the option to select the payment processor. The default options are PayPal and Stripe. You can go with Stripe for credit card payments. Or, install the free Stripe WooCommerce addon later.

In addition to that, WooCommerce offers many features that make selling products a piece of cake. There are built-in billing & shipping options, inventory management, and more. 

You can also get your hands on other extensions to add more functionalities like subscriptions and memberships. 

Highlights:

  • Flexible and customizable options
  • Built-in shipping options for calculating fees
  • Detailed reports and stats dashboard
  • Inventory management system
  • SEO friendly product pages 
  • Tons of free and paid extensions 

Pricing:

The core plugin is free. Paid extensions are also available. 

Get started with WooCommerce!

6. LearnDash

learndash

LearnDash is the #1 WordPress LMS (Learning management system) plugin that lets you create and sell courses on your site. It offers easy tools to manage your courses, deliver certificates, and badges. 

LearnDash comes with a free integration with Stripe so your users can conveniently pay for your courses with their credit cards. With this, you can set up one-time payment courses, subscriptions, paid memberships, and deals. 

This plugin gives you full control over the pricing and payment process of your online courses. There are options to set the course fees, manage course progress, create user groups, and so on. 

It also has the email notification feature that lets you send invoices and other details to your customers automatically. You can even send notifications to ask users to renew their monthly or yearly subscriptions.

Highlights:

  • Refund protection
  • Smooth credit card payment option
  • One-time sales, memberships, and subscriptions
  • Automated email notifications 
  • Multi-tier courses, quizzes, and assignment
  • Grading system 

Pricing:

Starts at $159 per year for the Basic plan. 

Get started with LearnDash!

7. Stripe Payments

credit card payment plugin wordpress

Next on our list for the best credit card payment plugin for WordPress is Stripe Payments. It is a simple yet useful plugin that lets business owners sell products and services online. 

Stripe Payments offers an easy shortcode that you can use to add the Stripe ‘Buy Now’ button on your website. It helps you keep your transactions secure and gives the users a faster checkout experience. 

It is a great option for organizations for collecting donations through credit card payments. The plugin lets you review the payments straight from your WordPress admin dashboard. 

Highlights:

  • Easy installation and setup
  • Sell both physical and digital goods
  • Customizable payment buttons
  • Order management system 
  • Tax and shipping calculation

Pricing: 

Free

Get started with Stripe Payments!

Which is the Best Credit Card Plugin for WordPress?

We’ve reviewed the best WordPress payment plugins for accepting credit card payments. So you can choose any of these plugins for your business. 

If you’re still confused about finding the right one, here are our top 3 picks: 

  • WP Simple Pay: The best credit card payment plugin that lets you sell products and services on your site without any hassle. 
  • WPForms: The most powerful form builder plugin. You can use this to create payment forms with credit card payment options in minutes.
  • Easy Digital Downloads: As the name suggests, it allows you to easily sell digital products and accept credit card payments on your WordPress site. 

That’s all for today! We hope this article helped you find the best WordPress credit card payment plugins for your website. 

Next, you can check these resources out: 

These posts will help you accept payments using PayPal and Stripe from users in WordPress. The last one will help your set up a complete eCommerce store to sell your products.

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